Have you ever been asked to be someone's executor? Did you take time to find out what you will actually need to do or did you happily say yes? Have you made the right decision?
You’ve probably heard the term before—maybe even been asked to be one—but what does an executor really do? And more importantly, what does it feel like to be in this role? Let’s unpack it together, because I promise, this is a topic worth understanding.
The Basics: Who Is an Executor?
An executor is the person named in a will who takes charge of sorting out someone’s estate after they die. It might sound straightforward, but there’s a lot more to it than simply distributing a few belongings. Being an executor means you’re trusted to manage the legal, financial, and sometimes emotional aspects of tying up someone’s affairs.
I often say that being an executor is part administrator, part detective, part therapist. It’s a big responsibility, and while it can be rewarding, it can also be overwhelming without the right support.
So, What Does an Executor Actually Do?
Let’s get into the nitty-gritty of what being an executor involves. Here’s what’s typically on their plate:
Locate the Will The first step is to find the original will and confirm that you’ve been named as the executor. This is the document that outlines the deceased person’s wishes, so it’s the cornerstone of everything you’ll do.
Register the Death This involves obtaining the official death certificate, which you’ll need to deal with banks, legal documents, and other institutions.
Apply for Probate This is one of the big ones. Probate gives you the legal authority to manage the estate, allowing you to access bank accounts, sell property, and settle debts. It’s a process that can be daunting without proper guidance, but it’s a critical part of the role.
Identify and Value the Estate You’ll need to figure out exactly what the person owned—everything from bank accounts and property to sentimental items—and determine their value.
Pay Off Debts and Taxes Any debts the person owed need to be settled from the estate, and inheritance tax may also need to be calculated and paid. This step can sometimes feel like a puzzle, especially if the financial affairs are complex.
Distribute the Estate Finally, you’ll distribute what’s left of the estate to the beneficiaries according to the will. This can be the most fulfilling part of the role, as it’s when you see the wishes of your loved one come to life.
But Let’s Be Honest… It’s Not All Paperwork
While the practical tasks might sound overwhelming, being an executor also involves navigating emotions—yours and others’. You may be grieving yourself while also supporting others who are mourning. Family dynamics can come into play, particularly if the terms of the will aren’t what people expect.
This is why I always say: being an executor is as much about compassion as it is about legal and financial matters. You’re not just managing an estate; you’re steering someone’s legacy. That’s a big deal, and it’s okay to feel the weight of that.
Do You Have to Say Yes to Being an Executor?
Here’s the thing: you don’t have to accept the role of executor. It’s a big responsibility, and it’s perfectly okay to decline if you feel you’re not the right person for the job. The important thing is to understand what’s involved before saying yes.
If you do decide to take it on, know that you don’t have to do it alone. There’s professional support available (hi, that’s me!), and having someone guide you through the legal and administrative process can take a huge weight off your shoulders.
Thinking Ahead: Choosing the Right Executor
If you’re writing your will, choosing the right executor is one of the most important decisions you’ll make. Pick someone you trust—someone who can handle the practicalities while also respecting your wishes. It’s a good idea to speak to them first to make sure they’re comfortable with the role.
Sometimes, people choose a professional executor, like a lawyer, to handle everything. This can be a great option if your estate is complex or if you want to reduce the burden on your loved ones.
Final Thoughts: It’s About Heart, Not Just Duties
Being an executor is a job that comes with a lot of responsibility, but it’s also a role of trust, love, and honour. Someone has chosen you because they trust you and know you will do the right thing.
If you’ve been asked to be an executor and feel unsure about what’s involved, or if you’re planning your will and need help choosing the right person, let’s have a chat. I specialise in making these processes simpler, more personal, and far less intimidating.
Because at the end of the day, this isn’t just about legalities—it’s about ensuring peace of mind for you and those you love. And that’s what matters most.
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